Launch

Launch 2018-08-09T08:47:00+00:00

Monthly premium:

R99.87 per family for under 65yrs

Monthly premium:

R156.35 per family for 65yrs+

This benefit option assists with covering the medical expense shortfalls between what your medical aid covers versus the private in-hospital rates, especially for the costs of Specialists and Anaesthetists.

Benefits
In-hospital benefits Medical Expense Shortfall Cover Increases the medical aid rate up to 350%. (e.g. Specialists, GPs,
Anaesthetists, Radiology, Pathology, etc.). Subject to the Overall Annual
Limit and an excess of R350 per event
Out-of hospital benefits Casualty Benefit (Accidents only) R3 000 per event per insured. Subject to the Overall Annual Limit and an
excess of R350 per event
Added benefits Medical Scheme Contribution Waiver Up to R5 500 per month for 6 months; in the event of death or permanent and
total disability as a result of an accident, of the medical scheme contribution
payer
Gap Premium Waiver Pays the premium for your Launch policy for 6 months; in the event of
death or permanent and total disability as a result of an accident, of the
contribution payer
International Travel Cover R5 000 000 per insured

Overall Annual Limit (OAL) – R150 000 per insured per annum

Waiting Periods

  • A 3-month general waiting period applies to all benefits, with exception of benefits providing cover up to 350% should the commencement of the policy be in line with the commencement date of the medical scheme
  • A 9-month waiting period on pregnancy/childbirth
  • A 12-month waiting period on: hysterectomy (except where malignancy can be proven), hysteroscopies and endometrial ablations; joint replacements and spinal investigations, treatment
    or surgery (except in the event of an accident); tonsillectomy, myringotomy, grommets, adenoids, wisdom teeth and treatment or surgery for a hernia (except as a result of emergency surgery), treatment and/or surgery for cataracts, gastroscopies,
    colonoscopies; treatment and surgery for rotator cuff repair; treatment and surgery for nasal and sinus surgery; knee surgery and pre-diagnosed cancer
  • Please note that this is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership.